HCSTC OÜ E-Krediidiinfo

We welcome the decision by the FCA to expand the review of the HCSTC price cap into a broader call for input into high cost credit as a whole including

HCSTC and the promotion of irresponsible borrowing behaviour Page 4 Trivialisation in short-term high-cost credit advertisements Advertising Guidance:

hcstc For our analysis of the HCSTC market, we follow the FCA Handbook definition with the exception that we have widened the definition to include loans with APRs

hcstc HCSTC consumers usually possess one or more of the attributes at that end of HCSTC to subprime borrowers See: Consumer Finance Association